Loan Guidelines

• Your home must be located within a Census tract that has more than 50% minorities.
• You must be able to provide income documentation to determine that your debt to income is less than 45%.
• Your middle FICO score must be 660 or higher.
• You must have two months of asset reserves, post closing.
• Maximum loan amount is $417,000, with no cash-out allowed, and loan to value less than 80%.
• No second mortgage is allowed with this program.
• Loan to value must be under 80%.
• Compare this deal to Fremont Bank's current no-cost refinance rate as published on their website.

* Rates are subject to change without notification. The rate quoted is based on a loan between $350,000-$417,000. Other conditions will apply. Call today to get the latest pricing and to determine if you qualify for this amazing program.