Sunil Sethi
Realtor, Mortgage Broker, Owner, MBA, CPA
Buy, Sell and Finance Homes in Fremont, Newark & Union City
Main (510) 793-8600     Fax (510) 431-9046

Best of 2005 - Real Estate Firm -Fremont, Newark, Union City, Fremont Real esate Agent

Voted Best Mortgage Broker - Fremont, Newark and Union City Real Estate Broker
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About Me

Hello my name is Sunil Sethi, I am a licensed real estate broker in California.  More than likely you're in this section to learn something about me, to see if you and I connect.  I hope we can. Here's a brief resume:

undergraduate and graduate degrees

  • University of California at Berkeley, BA Economics
  • University of California at Los Angeles, Anderson School of Business, MBA
  • London Business School, course work in finance, strategy and marketing
  • University of San Francisco, Intensive Accounting Coursework

Licenses

  • California Licensed Broker for Real Estate and Loans
  • California Licensed Certified Public Accountant (CPA)

Associations

Work Experience

  • Show and Sell Realty, Broker Associate
    Voted Best of 2006, 2005 Real Estate Firm by Readers of the Argus Newspaper
  • SMA Financing, Owner, Broker
    Voted Best of 2006, 2005 Mortgage Broker Firm by Readers of the Argus Newspaper
  • Morrison & Foerster, (Law firm) Finance and Tax Manager, CPA
  • Arthur Anderson, Tax Senior, Financial Planner, CPA
  • Netscape, Business Development, Marketing and Strategy
  • Consultant, Helping early stage companies raise money and acquire early customer
  • Softface (acquired by Ariba), Business Development, Marketing, Sales

Education and analytics is my forte. If you want to work with some, who knows real estate, likes to pass on knowledge, is comfortable with numbers, taxes, mortgages, and can what if scenarios on the fly, than give me a call.   

Personal Market Forecast - July 15, 2007

The market seemed to be in a lull the last 30 days, but looks to be picking up again. If you're buying in the east bay outside of Fremont's Mission School's District, you'll find it easier to buy. What that means is you'll be able to bargain and multiple opportunities to view the property. It doesn't mean you chop 10% off the price it sold for last year. If you want to do that go to Stockton, Mountain house and other outlying areas. Good luck and call me if you want me to help you find some bargains.

Personal Market Forecast - May 25, 2007

The market is currently location and segment sensitive. San Francisco and most of the peninsula continue to be short on supply and plenty of buyers, with selling prices going over listing. The same can be said of the Mission Area in Fremont. However, the low end market is suffering, specifically the condo market. Since sub-prime lending is gone, a segment of the entry level buyers is effectively gone from the demand equation. The only way the low end can improve is by new lending standards on "A" paper, which I don't see happening or lower interests, which is also not happening near term. So I expect continued weakness in the low end, mixed results in the middle, and strength in the high end, especially for neighborhoods dominated by schools.

Personal Market Forecast - August 8, 2006

It's definitely become a buyer's market, however, there has been no free fall in the value of homes. My advice continues to be that people need to live in homes, because there is an intangible worth in living in a home that you own. So I'll say again, if you like the property- Buy It, and don't if you don't like it.

Personal Market Forecast - February 22, 2006

Looking back 2001-2005 we'll remember it as the time we had really low rates and properties prices went up too fast. 2006 is a year that is still not understood. However I do still believe that as long as you are buying something you plan to live in for at least 5 years, you won't lose money.  Simply because the demographic factors are on your side. Demand for housing is strong, and will remain so, supply of new housing is constrained. CAR states that demand for 2006 will be 250,000 units and supply will be at 200,000 units. So buy if you like the property, and don't if you don't like it.

However if you are buying a home less than $700K, please play with the Rent vs. Buy Spreadsheet so understand the assumptions necessary for you to be better off in buying.

On How to Choose a Realtor®

Searching for your dream home can be a time-consuming experience. Working with a professional Realtor will make the process much more efficient.

 

Since most people spend a fair amount of time with their Realtor, it's important to choose a Realtor you feel comfortable with, and one who is responsive to your needs. The following questions will help you decide if a particular Realtor is right for you:

  • Do they have the educational background you that you’re looking for?

  • Do they ask you questions to determine what you want/need in a house?

  • Do they perform a financial analysis to help you determine how much you can afford?

  • Are they comfortable with number?

  • Do they suggest financing methods?

  • Do they explain things clearly?

  • Do they seem knowledgeable about the community?

  • Do you feel comfortable spending time with them?

  • Do they have an MBA from a top school?

  • Do they have a CPA?

  • Are they easy to get hold of?

  • Are they going to be doing the work or is their assistant going to be doing the open houses, and broker tour.

Taking You Forward

What's Happening in Fremont, Newark and Union City     About Fremont

SMA Financing is licensed to lend by the California Department of Real Estate, License #01173766

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