Sunil Sethi
Realtor, Mortgage Broker, Owner, MBA, CPA
Buy, Sell and Finance Homes in Fremont, Newark & Union City
Main (510) 793-8600     Fax (510) 431-9046

Best of 2005 - Real Estate Firm -Fremont, Newark, Union City, Fremont Real esate Agent

Voted Best Mortgage Broker - Fremont, Newark and Union City Real Estate Broker
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June 28, 2008 Newsletter

Real Estate Bargains

  * San Ramon - Today's Best Buy

DOM Address LP List $/SqFt  SqFt  BR Bth PB GarSp YrBlt  Lot SqFt 
23 100  Rodriguez Court $950,000 $249    3,810 5 4 0 4 2005         8,929
35 2592  Tamworth Lane $975,000 255    3,824 5 4   4 2006         6,600
33 2580  TAMWORTH LN $949,000 256    3,707 5 4 1 3 2004         6,800
62 2887  Fieldview Ter $850,000 260    3,264 4 3 1 3 1991       19,000
5 2893  BETHANY RD $908,000 261    3,479 5 4   3 2004         5,825
76 212  CULLENS CT $965,000 272    3,543 5 3 1 3 2005         6,365
78 3015  SILVA WAY $899,950 279    3,223 5 3 0 3 2004         4,935
20 3302  RUTHERGLEN DR $879,000 279    3,147 4 3 0 3 2003         7,569
111 717  ROVERTON COURT $975,000 281    3,472 5 4   3 2004         6,463

  * Danville - Today's Best Buy

DOM  Address  LP List $/SqFt  SqFt  BR Bth PB GarSp YrBlt  Lot SqFt 
55  3531  SHADOW CREEK DR  $899,000 $274    3,278 4 3 0 3 1991         7,400
99  211  MEADOWSIDE PL  $895,000 275    3,252 4 3 1 2 1995       11,280
105  632  Crystal Springs Court  $939,000 276    3,400 4 3 0 3 1990         7,900
63  1126  TROWBRIDGE WAY  $949,888 279    3,401 4 3 0 3 1993         8,870
55  3372  GREEN MEADOW DR  $919,500 280    3,281 4 3 0 3 1991         6,900
40  3335  GREEN MEADOW DR  $949,000 290    3,278 4 3 0 3 1991         7,450
39  604  CLEAR LAKE ST  $969,000 293    3,305 4 3 0 3 1991         6,900
89  4220  KNOLLVIEW DR  $968,000 295    3,281 4 3 0 3 1989       12,000
370  60  CARLYLE CT  $929,000 299    3,102 4 3 0 2 1989         5,000

Contact me to get more info on any of these properties.

Interest Rates Are Going Up!!! Here's Today's Rate for a No Cost Refinance

  • 30 Yr Fixed Conforming No Cash Out (between $300,000 to $417,000)
    6.75% APR 6.75%
     
  • 30 Yr Fixed Jumbo Conforming No Cash Out (up to $729,750)
    6.75% APR 6.75%

These programs require a FICO of 680 min, LTV of 80%, Full documentation of Income to show a debt to income ratio not exceeding 45%.

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Appeal Your Property Tax Assessment

If the value of your home had declined as of 1/1/2008 from your previous year's assessed value, you should contact your county assessor's office to file an appeal for a lower assessed value. here's the form for Alameda county and for Contra Costa County. To get an idea what the value maybe look to one of online valuation engines or call me.

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NASA Scientist Tells Congress to Get Serious About Climate Change

excerpted from the NEW YORK TIMES

James E. Hansen, a climate scientist at NASA, shook Washington and the world by telling a sweating crowd at a Senate hearing during a stifling heat wave that he was “99 percent” certain that humans were already warming the climate. ... Dr. Hansen’s statement helped propel the first pushes for legislation and an international treaty to cut emissions of greenhouse gases. A treaty was enacted and an addendum, the Kyoto Protocol, was added.

Even as the scientific picture of a human-heated world has solidified, emissions of the gases continue to rise.

On Monday, Dr. Hansen, 67, plans to give a briefing organized by a House committee and say that it is almost, but not quite, too late to start defusing what he calls the “global warming time bomb.” He will offer a plan for cuts in emissions and also a warning about the risks of further inaction.

Here's a link to full story from the New York Times)

I think California should take the lead by enacting the following proposals:

  • Assess a gas guzzler tax on all vehicles not achieving a combined gas mileage required by cafe. The base tax would be $1000 multiplied by the number of miles less than the required cafe requirement. Example if a Hummer gets 10 miles to the gallon on average, and the CAFE mandate is 27. The tax would be (27-10) x $1000= $17,000.
     
  • Offer a tax incentive to individuals who a purchase a new fuel efficient vehicle that exceeds the current year's CAFE requirement
  1. for carbon emitting vehicles, the tax credit would equal $250 multiplied by the number of miles in excess of the CAFE requirement.
     
  2. for zero emission vehicles, the tax credit would equal $1000 multiplied by the number of miles in excess of the CAFE requirement.
  • All new construction should be 50% energy neutral.
     
  • California Electricity companies should be required to buy energy from private parties who generate electricity at rates equivalent to the firm's average cost of production.

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Help me Raise my Google Ranking

Did you know that over 30% of the realtors have left the field in the last 3 years. The reason I'm still here is because I've always advised my clients conservatively, and never pushed you to do something I wouldn't do myself. Because of that you keep referring me to your family and friends. However I'm finding that more of my clientele is coming from the internet. They want to know what my past clients have to say about my knowledge and level of service. Please take a 5 minutes to review me on Yelp!,  Google or Yahoo!

Tell others why you like to work with me. Thanks

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What's Happening in Fremont, Newark and Union City     About Fremont

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