Worried About Your Credit Score
Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what is on your report, determine what impact that information has on your credit rating, and work on repairing and restoring any damage that may have been done. Your loan officer can provide you free copy of your credit report and advise you on how to improve your score. Sometimes it helps to contact the credit bureaus directly to resolve a problem. Below are the contact information for the three credit bureaus.
You want to get the lowest interest rate on your mortgage, as Fremont's Best REALTORS, we can help you get in touch with loan officers who can advise you on how best to correct mistakes in your credit.
Experian Information Service (XPN)
PO Box 2002
Allen, TX 75013
PO Box 1000
Chester, PA 79022
Equifax Information Services (EFX)
PO Box 740243
Atlanta, GA 30374